Our goal is to develop
long lasting relationships with you and your family so we can help
you meet your long term financial goals. This is important because
it allows us to understand your individual situation, make
recommendations, and adjustments as your needs change.
We know that our
client's lives are constantly changing, whether it's a new job,
retirement, a new home or other life changing events, your
portfolio and your financial plan should reflect these changes. We
want to be there for you every step of the way to help you
navigate the often complex life changes that will affect your
Hardy Eubanks has
recently served as Treasurer on the
Board for the
Manna Food Pantries.
MANNA Pantries is a short-term
emergency food distribution organization. MANNA serves more than 40,000
people in Northwest Florida annually
its network of distribution sites spread throughout Escambia and Santa Rosa counties.
Fee Only, Independent,
Integrated Financial Planning
Cash Flow Planning · Education Planning · Estate Planning ·
Charitable Giving · Insurance & Annuity Evaluations · Investment Advice
· Financial Independence Business Planning · Social Security & Medicare
Planning · No Commissions · No AUM Fees.
MISSION with a PASSION
Our Mission: To act as a
Fiduciary in providing true, fee-only comprehensive
financial planning services to company employees – one individual at
Our Passion: To
empower employees to act by providing comprehensive financial
Employer-Provided arrangement - at
no costs to employees.
Wealth Building Strategies
N. Eubanks, III, CPA/PFS,CFP® is the principal
of our firm. Hardy has
been providing straight answers and sound financial advice for more than
30 years to individuals, families and business owners throughout the
Milton, Pace & Pensacola, Gulf Breeze areas of Northwest Florida and
the Gulf Coast Regions.
What is a financial
A financial plan is an in-depth review of your financial situation, taking
into account your goals and objectives and focusing on income tax
planning, specific investment recommendations, estate planning, risk
management, educational planning, and retirement planning. A financial
plan analyzes and recommends ways that you can achieve your financial
Don’t Be Just Another
The single biggest complaint
investors have about their current relationship with their Financial
Advisor is that they feel like a number. They seldom get the personalized
service they deserve.
When you work with Hardy Eubanks and UBX
Financial Freedom you will experience the difference it makes to have a
knowledgeable Advisor who truly understands you and cares about helping
you meet your needs and achieve your goals. Experience a more personal approach to
planning and investing. To us you will never be just another account. How
can we help you reach your goals?
Working With an
Independent Fee-Only Advisor
Hardy Eubanks and UBX Financial Freedom is
an independent Fee-Only investment management and financial planning firm.
We provide personalized ongoing or hourly based financial planning and
investment management services to:
Individuals and Trusts
Families, Guardianship Accounts and
Women in Transition
Retirement Strategies for Retirees &
Small Business Owners and Retirement Plans
Financial Planning for Physicians & Medical
More and more individuals and families are
using the services of fee-only independent advisors to help them with
their personal financial plans and investments. The reason for this trend
is simple, with a
fiduciary, fee-only advisor you have a dedicated and unbiased
professional that not only has your best interest at heart, but also
adheres to the highest standards of ethics within an industry plagued by
frauds and glorified salespeople.
Contact us to schedule a no-cost,
no-obligation initial consultation. We’ll talk about your financial
concerns and objectives and the solutions we provide. If we decide we
would like to work together, we can talk further about helping you take
the worry out of your financial future and helping you achieve the
financial independence you desire.
Call us to explore how we can help you at
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