Hardy Eubanks, Fee only Financial Planner, Fee only Financial Advisor, Financial Planning in the Pensacola, Milton, Pace, Gulf Breeze, Navarre and Northwest Florida area.

Financial Planning Pensacola, FL



Who is UBX?

UBX Financial Freedom, LLC is the legal name for the organization founded by Hardy Eubanks. 

UBX is an acronym for “EU-BANKS” and serves as the logo and marketing term for UBX Financial Freedom. 

Financial Plan The term “Financial” is used to describe the environment of services that UBX operates in – financial planning. 

The word “Freedom” is used to depict the goal, or end result, of working towards Financial Independence.

Together, UBX Financial Freedom is the entity that Hardy Eubanks has established to provide independent financial planning services to the masses in order to help them achieve financial independence - their own Financial Peace of Mind.

Hardy N. Eubanks, III, CPA/PFS,CFP® is the principal of our firm. Hardy has been providing straight answers and sound financial advice for more than 30 years to individuals, families and business owners throughout the Milton, Pace & Pensacola areas of Northwest Florida.

Why does UBX Exist?

Financial Freedom To serve the “masses”!  That’s right.  The “masses” in this case are the large number of employees of those entrepreneurs  who have created businesses, mostly what we call “small businesses” (but who can define what a small business is?). 

While many of these small business owners and otherwise high net worth individuals, have the means, education and opportunities to access financial planners, the employees (the masses) who contribute to their employer’s success, are left to provide for themselves.

Contact us to schedule a no-cost, no-obligation initial consultation. We’ll talk about your financial concerns and objectives and the solutions we provide. If we decide we would like to work together, we can talk further about helping you take the worry out of your financial future and helping you achieve the financial independence you desire.


Call us to explore how we can help you at 850-324-9520.


Proud Member Of:

  Click to enlarge  

 UBX Privacy Notice         @ Copyright ;2012 - Current, UBX FInancial Freedom, LLC.  All Rights Reserved Worldwide.                   Website Design by JJ EZ WEB